A personal umbrella insurance policy provides an extra layer of liability coverage above and beyond the limits of your existing homeowners, renters, or auto insurance policies. Here are some reasons why you might need a personal umbrella insurance policy:
1. Protect your assets: If you are sued for damages that exceed the limits of your existing insurance policies, your personal assets such as your savings, investments, and even your future income could be at risk. A personal umbrella insurance policy can help protect your assets in the event of a lawsuit.
2. Cover unexpected costs: Lawsuits can be expensive, and legal fees, court costs, and other expenses can add up quickly. A personal umbrella insurance policy can help cover these unexpected costs so that you don’t have to pay out of pocket.
3. Provide additional liability coverage: A personal umbrella insurance policy can provide additional liability coverage for a variety of situations, including accidents on your property, injuries caused by your pet, or car accidents where you are at fault.
4. Peace of mind: Knowing that you have extra protection in the event of a lawsuit can give you peace of mind and help you feel more secure.
Overall, a personal umbrella insurance policy can provide an important layer of protection for you and your assets in the event of a lawsuit or other unexpected event. It’s a good idea to speak with an insurance professional to determine if a personal umbrella policy is right for you.
If you are interested in getting a personal umbrella insurance quote, please call or text our team today at 714-968-8008, or you may schedule a time that works best for you here!
Thank you for the opportunity to serve and protect you, your loved ones and everything you work so hard for!