FAQs

Auto insurance is a type of insurance that provides financial protection in case of an accident or theft involving your vehicle. It is required by law in most
states

The main types of auto insurance coverage are liability, collision, and comprehensive. Liability insurance covers damages you cause to others in an
accident, while collision and comprehensive coverage protect your own vehicle.

The amount of auto insurance coverage you need depends on a number of factors, including the value of your vehicle, your driving habits, and the
level of risk you are comfortable with.

Home insurance is a type of insurance that provides financial protection for your home and personal property in case of damage or loss from a covered
event, such as a fire, theft, or natural disaster

Home insurance typically covers your dwelling, other structures on your property, personal property, liability, and additional living expenses if you need
to live elsewhere while repairs are being made to your home.

Boat insurance provides financial protection for your boat and related equipment in case of damage or loss from a covered event, such as a collision or
theft.

The amount of home insurance coverage you need depends on the value of your home and personal property, as well as the level of risk you are
comfortable with.

Mechanical breakdown insurance provides coverage for mechanical and electrical failures that are not covered by a standard auto warranty. It can
provide peace of mind and help cover unexpected repair costs.

There are a variety of mechanical breakdown coverage options available, including powertrain, major component, and exclusionary coverage.

Boat insurance provides financial protection for your boat and related equipment in case of damage or loss from a covered event, such as a collision or
theft.

The main types of boat insurance coverage are liability, collision, and comprehensive. Liability insurance covers damages you cause to others in an
accident, while collision and comprehensive coverage protect your own boat

RV insurance provides financial protection for your recreational vehicle in case of damage or loss from a covered event, such as a collision or theft.

The main types of RV insurance coverage are liability, collision, and comprehensive. Liability insurance covers damages you cause to others in an
accident, while collision and comprehensive coverage protect your own RV.

Classic car insurance is a type of insurance designed for antique, collectible, or vintage cars. It is different from standard auto insurance because
classic cars often appreciate in value over time.

The main types of classic car insurance coverage are agreed value, stated value, and actual cash value. Agreed value is the most comprehensive
coverage, while actual cash value is the least.

Umbrella insurance is an additional type of liability insurance that provides additional coverage beyond what is provided by your primary insurance
policies, such as home and auto insurance. It can provide additional financial protection in case of a major claim or lawsuit

Business insurance is a type of insurance that provides financial protection for your business in case of unexpected
events, such as property damage, liability claims, or loss of income. It is important to have business insurance to
protect your company’s assets and ensure that you are covered in case of a lawsuit or other unforeseen event

There are a variety of business insurance coverage options available, including general liability, property,
commercial auto, workers’ compensation, and professional liability insurance. General liability insurance covers
third-party claims of bodily injury or property damage, while property insurance covers damage to your business
property. Commercial auto insurance provides coverage for company-owned vehicles, while workers’ compensation
insurance covers employee injuries on the job. Professional liability insurance provides protection in case of claims
related to errors or omissions in your professional services.